Clear answers to common questions.

A long-term security yielding a profit linked return, issued by a company and usually secured against assets.

Yes, all the deals are structured with no fixed-return component & are sharia compliant.

Any individual who is having a PAN card and an Indian bank account can invest.

It is really simple; you can just click here to sign-up as an investor and we will get in touch with you to complete our simple onboarding process.

A valid PAN card and proof of residence.

A first investment has a minimum of Rs 1,00,000 for any available opportunity. After that, the minimum ticket size depends on the product: Rs 1 Lakh for debentures and Rs 50,000 for Mutual Fund investment.

The investor has to share the following details. Once the investor sends these details to info@rehbar.co.in, our investor relations team will get in touch and onboard you.

• Amount to be invested
• Investor Name
• Father’s Name
• Address
• Phone No
• Email ID

Yes, you can invest from NRE account, but you will also need to provide your NRO account for the purpose of profit/principal repayments.

To invest in the Sharia-compliant debentures, you will need to sign a debenture subscription agreement, which will be shared with you.

Individual opportunities are structured targeting 10%-14% per annum. That is indicative of the deals we present rather than a promise — every return here is profit-linked, so what you actually receive depends on how the underlying business performs.

Averaged across a portfolio and over time, expect 8% to 12% per annum. This sits below the 10%-14% indicative range on an individual opportunity because an average also carries the deals that underperform — which is what profit-and-loss sharing means in practice.

The returns are paid out on quarterly basis.

To ensure that the investment is Sharia compliant, we do not guarantee any fixed returns.

The returns are deposited at the end of every quarter into your registered bank account.

TDS at the rate of 10% is applicable.

We do not charge the investors for investing through Rehbar. We collect consultancy fee or commission from the businesses/SPVs/Mutual funds that the investors invest in.

We believe in 100% transparency to build trust with our investors. At the end of every quarter, we will share detailed quarterly reports to update you on the performance of the money invested.

TDS is deducted at 10% on the profit disbursed (as per section 193).

As mentioned above, you will be kept updated on the performance and returns received via quarterly reports through email. You can also log into the investor portal to see updated information about the investments you have made anytime.

There is no lock-in — you can exit whenever you choose. What takes time is arranging the exit itself, which is about a month typically and ranges from 15 to 60 days depending on the amount invested.

The exit period ranges from a minimum of 15 days to a maximum of 60 days, depending on the invested amount. About a month is typical.

Generally, we advise that the investors exit their investment before the conversion at the end of 10 years and reinvest in fresh CCD issued at that point. If the investor wants to remain invested after conversion of CCDs to equity, he will get annual dividends instead of quarterly pay outs. Exit period will also be longer once it is converted to equity.

We will send you a checklist of documents required. We do a detailed study of your existing business before participating with you in one of the three products — asset leasing, profit sharing loan and project finance — before taking things further.

For lease and project finance, we can start with Rs 10 Lacs. For Profit sharing products, the minimum outlay would be Rs 30 Lacs.

Once we receive all the documents, we should be able to inform you in 8-10 working days whether we can proceed further.

For operating lease, the tenure starts from 1 year and can go up to 5 years. For project finance, it ranges from 3 months to 1 year. Tenure for profit-sharing loans vary from 1 year to 3 years.

Yes. We charge between 1-1.5% of the funding amount upfront for project finance and 2.5% of the funding amount for other types of funding as a one-time fee.

It is really simple; you can just click here to sign-up and we will get in touch with you to complete our simple onboarding process.